PDF Text
Text
o zc . OF
/
. .
GM-24
CIVIL AIR PATROL
:N~IONAL HEADQUARTERS
WASHINGTON, MAY 15, 19~
Subj eet:
Crash Insurance
"-
To :
~ A l l U n i t Commanders
T h i s i n s u r a n c e i s p r o v i d e d b y a m a s t e r, p o l i c y w h i c h h a s b e e n
filed at National Headquarters, civil Air Patrol. The insurer under
t h i s ~ I i c y i s G r e a t A m e r i c a n I n s u r a . n c e C o m p a n y ~ N e w Yo r k ; a s t o c k
company and a member of Acre Insurance Underwriters. Sample copies
o f t h i s m a s t e r, p o l i c y w i l l b e a v a i l a b l e f o r d i s t r i b u t i o n t o l o c a l u n i t s .
InSUrance may be obtained at thi's time by the owner of'~nyplane which
is to be used in Civil Air Patrol operations-which are p@rformed at the
r e q u e s t o f , a n d w i t h f u n d s f u r n i s h e d b y, a n y f e d e r a l o r s t a t e g o v e r n ment of the United States, or any subdivision, unit, department:or .
agenc.y thereof. Particulars of the POlicy are as follows:
c Lso Y
: On a~ after Ju~ i, 19~2, the carrying"of.this-&usuramce
." -sha~ .be. ~o~puisory on all Civil Air Patrol operations which are performed at the request of, and with funds furnished by~ any .federal or
s~ate g0vernment of the United States, or any subdivision, unit, department or agency thereof. No plane shall be used in any such operation
until the~owner of the plane shall have completely filled out and signed
an application for this insurance on a form, supplies of which will be
d i s t r i b u t e .d f o r t h i s p u r p o s e t o c i v. i l A i r P a t r o l "' u n i t s , '
.
.
.
:
; :- , ..
"~~.
:
HOW TO SEQUP~ THE INSURANCE
. .
.
,
.
.:
:
The. master policy on file at National He adquartera will exp i r e : o n F e b r u a r y. 2 3 , 1 9 4 3 a n d a l l i n s u r a n c e p r b v i d ~ d t h e r e u n d e r w i l l .
.then termlmate. This insurar~e may be Secured .by the owner of any
~ a . i r e r. a f ~ w h i c h i s t o b e u s 0 d i n a n y o f t h e C i v i l A i r P a t r o l o p e r a t i o n s
"spec~fiediab.ove. Prior to the time at which a plane is; used in a~y of
:. said 0p~ations, the ~owner must complete and -sign an application for
such insurance; The original and a copy of such application should
: then be sent at once to National Headquarters by the, Base Commander
or other Civil .Air Patrol Commander who is in charge ;of the operations
in which said plane is to be used. No further procedure is necessary
'to put this insurance into effect.
4. COST
Th~ premium charge for this insurance will depend on the
mature of the Civil Air Patrol operation in :which the aircraft is to
be used and will be computed on a flying hour basis, there being a
s t a n d a r d r a t e f o r a l l a i r c r a f t f a l l i n g w i t h i n t h c s p e c i fi e d h o r s e p o w e r.
M-I129
QM-24
classes. The premium for the various operations for each aircraft of
the various horsepower classes may be determined from the following
s c h e d u l e
;
. . . .° .
P~MTUM O~RGE PER FLYING HOUR PER AIRCRAFt.
Misc. Services for
Forest
Coastal Courier State and Federal
Patrol
Service Defense A~encies
HP Class Patrol
5o-60 $ ~75
65-75
1.00
80-120 2.25
125-165 " 2.75
175-200
3.25
225-245
4.00
5.00
250-295
300-345
7.50
9.00
350-395
i0, 0
400-445
$ .375
. 5 0
$ .375
.50
1.125
i. 5
1.375
1.625
2.00
2.50
3.75"
4.50
1.375
1.625
2.00
2.50
3.75
4.50
5.25
5,25
Pipe Line
Patrol
$ .50
.667
. . . .
$ .562
.75
1.833
2.166
2.666
3,333
5.00
6.00
2.062
2.437
3.00
3.75
5.625
6.75
"
1.5o
1.687
7.00
7.875
When. operations, which ,donot fal~~ithin, one of the above categories are
set up, a schedule of premium charges will be Worked out, .
5.
PA n i s W E ,
For the use of the aircraft in Civil Air 'Patrol operations which
a r e p e r f o r m e d a t t h e r e q u e s t o f , a n d w i t h f u n d s f u r n i s h e ~ b y, a n y f e d e r a l o r
state government of the United States, or any subdivision,~it, department,
or agency thereof~ there will be receiv~ by the aircraft owner an hourly
allowance for the use of such aircraft, This allowance wili vary according
to the type of operations~ in.which the aircraft is .to':i~e involved, and has
been determined with consideration of the cost to the. Owner of ~ng crash
i n s u r ~ e .
.
.
.
.
.
. . ..
-.. The operation r.port fo s w ch be" u tt to
Natio~l Headquarters for eachl of these, opera tio~ will state the exact hours
and minutes each aircraft is used. From these figures, there can be-;
ascertained not only the amount due the owner from the employing agency
but also the amount which the owner owes "the insurance "company for crash
insur~e. -.These:daily operations reports9 therefore, should be submitted
to National Headquarters in duplicate, so that the duplicate copy may be
forwarded to Aero Insurance Underwriters and the earned premium computed.
T h e B a s e C o m m a n d e r o r t h e W i n g C o m m a n d e r o f C i v i l A i r P. ~ t r o l w h o i s i n
charge of each o~ the Operations will then be advised at periodic intervals
of the exact premium due from each of tho~aircraft owners for crash
insurance and checks ~de/~.yable to Aero Insurance Underwriters should
then ~a sent into National Headquarters. No. checks covering aircraft' ~
allowances should be delivered to~the aircraft QwnerS until iproper arrangements have been made for the pa~ent of the crash insurance premium
charges.
.. ..
6.
.:.
, , The policy covers, direct loss or d~.ge, including.fire followi n g . c r a s~h ~. i t~~ .--.". h o" R ~ c .~" a f t a n. d t o "t h e ' ,e n g i n' e s , ~ ' ~:v/ .~ g a. .t i o n a~l I n s t.r u m.e n t s
t . ' . ~
~
. .
. .
"
.~
,
.
i
.
~:,'. ,:'i
~ :...
M-1,]29 <, ,..:., .~ ~..~:'.L
, .. .. < ..-.
,
"
-2- .
...-.,..,- "~.
,-. ":. -':i"..' ..
.:.. ....
. . . . . . -: ".
..
.
and equipment usually and ordinarily attached to, or carried on, the
said aircraft, arising during the period from the time the aircraft
m o v e s f o r, y a r d i n t a k i n g o f f ~ o r i n a t t e m p t i n g t o t a k e o f f f o r a i r t r a n s i t ,
w h i l e i n t h e a i r, a n d u n t i l t h e a i r c r a f t c o m p l e t e s i t s l a n d i n g a n d
l a n d i n g r u n a f t e r c o n t a c t w i t h t h e l a n d o r w a t e r, o r d u e t o c o l l i s i o n
with the ground, water or other object, or due to stranding or sinking,
o r t o t o w i ~ f o l l o w i n g a f o r c e d l a n d i n g o n w a t e r, a l s o d i s a p p e a r a n c e i f
the aircraft is missing and not reported for 60 days after commencing
fl i g h t .
:
!
:
It covers any C or NC aircraft owned by a civilian and
operated under Civil Air Patrol operations orders by any certificated
private or commercial pilo~ or military pilot approved by Base Commander
or Wing Commander of Civil Air Patrol. The coverage shall automatically
attach as soon as the owner or agent of the owner has filed a completed
application form with a Base Commander or other Commander of the Civil
Air Patrol.
The .company's liability on any one aircraft does not exceed
$30,o00.
In the case of a total loss, the company's liability shall
not exceed the amount of insurance on the aircraft involved, less
depreciation at an annual rate of 20 percent on new aircraft (i.e.
net more than three months old at the time the application form was
completed and signed) or at an annual rate of 15 percent on used aircraft.
With respect to any aircraft on which the company pays a
total loss, there will become due and payable a premium figured at lO
percent of the amount of insurance, loss the total amount of premium
already earned under the policy on that aircraft.
The aircraft is covered while in use within the geographical
limits of the Continental United States (including Alaska, Canada,"
100 miles into Mexico, and waters adjacent thereto not beyond 25 miles
from land. )
The policy does not cover any loss or damage while the aircraft is being used for any unla~rful purpose if such use is with the
knowledge and consent of the owner or while the aircraft is being
operated in violation of the regulations of the C.A.A. unless such
violation is made because of specific orders from a Base Commander or
Wing Commander of Civil Air Patrol or is unavoidable in the performance
of a Civil Air Patrol assignment.
N o r d o e s t h e p o l i c y c o v e r a n y l o s s o r d a m a g e c a u s e d b y, o r
resulting from:
(i)
The act of any enemy of the United States.
(2)
The insured or its occupants being shot at or bombed by any
p e r s o n w h a t s o e v e r.
M-I129
-3-
(3)
The participation of the aircraft or its occupants in actual
h o s t i l i t i e s . . . .
. : ~
.
(4)
I n s u r r e c t i o n , s t r i k e , r i o t ; o r ' ~ i v i l w a r.
7.
CASE OF ACCIDm T
As soon as possible af~er~ the occurrence of any accident, the
owner or the local CAP officer shall t~elegraph CAP National Headquarters
and Aero Insurance Underwriters and within 60 days should render a statem e n t s i g n e d a n d s w o r n t o b y t h e o w n e r, s t a t i n g i n d e t a i l t h e t i m e , c a u s e ,
and amount of damage. In the event of any accident to a1%v aircraft
i n s u r e d h e r e u n d e r, t h e o w n e r o r p e r s d n s l r e p r e s e n t i n g h i m s h o u l d p r o t e c t
the property from other or further lessor damage and no repairs should
be made on the damaged aircraft until report has been made to Aero Insuranc9 Underwriters and an adjuster has had an opportunity to examine
the extent of the damage.
8. SUMMARY
The statements contained in this memorandum are merely a summ a r y o f t h e t e r m s a n d p r o v i s i o n s o f t h e c r a s h i n s u r a n c e p o l i c y. T h e y
are not intended to cover in detail all of the exact terms, provisions,
or conditions but simply summarize the more important elements of the
p o l i c y. F o r t h e e x a c t d e t a i l s , r e f e r e n c e s h o u l d i n a l l c a s e s b e m a d e
to the policy itself.
By direction of National Commander JOHNSON:~
HENRY A. HAWGOOD
Legal Consultant
-i129
-4-
/
. .
GM-24
CIVIL AIR PATROL
:N~IONAL HEADQUARTERS
WASHINGTON, MAY 15, 19~
Subj eet:
Crash Insurance
"-
To :
~ A l l U n i t Commanders
T h i s i n s u r a n c e i s p r o v i d e d b y a m a s t e r, p o l i c y w h i c h h a s b e e n
filed at National Headquarters, civil Air Patrol. The insurer under
t h i s ~ I i c y i s G r e a t A m e r i c a n I n s u r a . n c e C o m p a n y ~ N e w Yo r k ; a s t o c k
company and a member of Acre Insurance Underwriters. Sample copies
o f t h i s m a s t e r, p o l i c y w i l l b e a v a i l a b l e f o r d i s t r i b u t i o n t o l o c a l u n i t s .
InSUrance may be obtained at thi's time by the owner of'~nyplane which
is to be used in Civil Air Patrol operations-which are p@rformed at the
r e q u e s t o f , a n d w i t h f u n d s f u r n i s h e d b y, a n y f e d e r a l o r s t a t e g o v e r n ment of the United States, or any subdivision, unit, department:or .
agenc.y thereof. Particulars of the POlicy are as follows:
c Lso Y
: On a~ after Ju~ i, 19~2, the carrying"of.this-&usuramce
." -sha~ .be. ~o~puisory on all Civil Air Patrol operations which are performed at the request of, and with funds furnished by~ any .federal or
s~ate g0vernment of the United States, or any subdivision, unit, department or agency thereof. No plane shall be used in any such operation
until the~owner of the plane shall have completely filled out and signed
an application for this insurance on a form, supplies of which will be
d i s t r i b u t e .d f o r t h i s p u r p o s e t o c i v. i l A i r P a t r o l "' u n i t s , '
.
.
.
:
; :- , ..
"~~.
:
HOW TO SEQUP~ THE INSURANCE
. .
.
,
.
.:
:
The. master policy on file at National He adquartera will exp i r e : o n F e b r u a r y. 2 3 , 1 9 4 3 a n d a l l i n s u r a n c e p r b v i d ~ d t h e r e u n d e r w i l l .
.then termlmate. This insurar~e may be Secured .by the owner of any
~ a . i r e r. a f ~ w h i c h i s t o b e u s 0 d i n a n y o f t h e C i v i l A i r P a t r o l o p e r a t i o n s
"spec~fiediab.ove. Prior to the time at which a plane is; used in a~y of
:. said 0p~ations, the ~owner must complete and -sign an application for
such insurance; The original and a copy of such application should
: then be sent at once to National Headquarters by the, Base Commander
or other Civil .Air Patrol Commander who is in charge ;of the operations
in which said plane is to be used. No further procedure is necessary
'to put this insurance into effect.
4. COST
Th~ premium charge for this insurance will depend on the
mature of the Civil Air Patrol operation in :which the aircraft is to
be used and will be computed on a flying hour basis, there being a
s t a n d a r d r a t e f o r a l l a i r c r a f t f a l l i n g w i t h i n t h c s p e c i fi e d h o r s e p o w e r.
M-I129
QM-24
classes. The premium for the various operations for each aircraft of
the various horsepower classes may be determined from the following
s c h e d u l e
;
. . . .° .
P~MTUM O~RGE PER FLYING HOUR PER AIRCRAFt.
Misc. Services for
Forest
Coastal Courier State and Federal
Patrol
Service Defense A~encies
HP Class Patrol
5o-60 $ ~75
65-75
1.00
80-120 2.25
125-165 " 2.75
175-200
3.25
225-245
4.00
5.00
250-295
300-345
7.50
9.00
350-395
i0, 0
400-445
$ .375
. 5 0
$ .375
.50
1.125
i. 5
1.375
1.625
2.00
2.50
3.75"
4.50
1.375
1.625
2.00
2.50
3.75
4.50
5.25
5,25
Pipe Line
Patrol
$ .50
.667
. . . .
$ .562
.75
1.833
2.166
2.666
3,333
5.00
6.00
2.062
2.437
3.00
3.75
5.625
6.75
"
1.5o
1.687
7.00
7.875
When. operations, which ,donot fal~~ithin, one of the above categories are
set up, a schedule of premium charges will be Worked out, .
5.
PA n i s W E ,
For the use of the aircraft in Civil Air 'Patrol operations which
a r e p e r f o r m e d a t t h e r e q u e s t o f , a n d w i t h f u n d s f u r n i s h e ~ b y, a n y f e d e r a l o r
state government of the United States, or any subdivision,~it, department,
or agency thereof~ there will be receiv~ by the aircraft owner an hourly
allowance for the use of such aircraft, This allowance wili vary according
to the type of operations~ in.which the aircraft is .to':i~e involved, and has
been determined with consideration of the cost to the. Owner of ~ng crash
i n s u r ~ e .
.
.
.
.
.
. . ..
-.. The operation r.port fo s w ch be" u tt to
Natio~l Headquarters for eachl of these, opera tio~ will state the exact hours
and minutes each aircraft is used. From these figures, there can be-;
ascertained not only the amount due the owner from the employing agency
but also the amount which the owner owes "the insurance "company for crash
insur~e. -.These:daily operations reports9 therefore, should be submitted
to National Headquarters in duplicate, so that the duplicate copy may be
forwarded to Aero Insurance Underwriters and the earned premium computed.
T h e B a s e C o m m a n d e r o r t h e W i n g C o m m a n d e r o f C i v i l A i r P. ~ t r o l w h o i s i n
charge of each o~ the Operations will then be advised at periodic intervals
of the exact premium due from each of tho~aircraft owners for crash
insurance and checks ~de/~.yable to Aero Insurance Underwriters should
then ~a sent into National Headquarters. No. checks covering aircraft' ~
allowances should be delivered to~the aircraft QwnerS until iproper arrangements have been made for the pa~ent of the crash insurance premium
charges.
.. ..
6.
.:.
, , The policy covers, direct loss or d~.ge, including.fire followi n g . c r a s~h ~. i t~~ .--.". h o" R ~ c .~" a f t a n. d t o "t h e ' ,e n g i n' e s , ~ ' ~:v/ .~ g a. .t i o n a~l I n s t.r u m.e n t s
t . ' . ~
~
. .
. .
"
.~
,
.
i
.
~:,'. ,:'i
~ :...
M-1,]29 <, ,..:., .~ ~..~:'.L
, .. .. < ..-.
,
"
-2- .
...-.,..,- "~.
,-. ":. -':i"..' ..
.:.. ....
. . . . . . -: ".
..
.
and equipment usually and ordinarily attached to, or carried on, the
said aircraft, arising during the period from the time the aircraft
m o v e s f o r, y a r d i n t a k i n g o f f ~ o r i n a t t e m p t i n g t o t a k e o f f f o r a i r t r a n s i t ,
w h i l e i n t h e a i r, a n d u n t i l t h e a i r c r a f t c o m p l e t e s i t s l a n d i n g a n d
l a n d i n g r u n a f t e r c o n t a c t w i t h t h e l a n d o r w a t e r, o r d u e t o c o l l i s i o n
with the ground, water or other object, or due to stranding or sinking,
o r t o t o w i ~ f o l l o w i n g a f o r c e d l a n d i n g o n w a t e r, a l s o d i s a p p e a r a n c e i f
the aircraft is missing and not reported for 60 days after commencing
fl i g h t .
:
!
:
It covers any C or NC aircraft owned by a civilian and
operated under Civil Air Patrol operations orders by any certificated
private or commercial pilo~ or military pilot approved by Base Commander
or Wing Commander of Civil Air Patrol. The coverage shall automatically
attach as soon as the owner or agent of the owner has filed a completed
application form with a Base Commander or other Commander of the Civil
Air Patrol.
The .company's liability on any one aircraft does not exceed
$30,o00.
In the case of a total loss, the company's liability shall
not exceed the amount of insurance on the aircraft involved, less
depreciation at an annual rate of 20 percent on new aircraft (i.e.
net more than three months old at the time the application form was
completed and signed) or at an annual rate of 15 percent on used aircraft.
With respect to any aircraft on which the company pays a
total loss, there will become due and payable a premium figured at lO
percent of the amount of insurance, loss the total amount of premium
already earned under the policy on that aircraft.
The aircraft is covered while in use within the geographical
limits of the Continental United States (including Alaska, Canada,"
100 miles into Mexico, and waters adjacent thereto not beyond 25 miles
from land. )
The policy does not cover any loss or damage while the aircraft is being used for any unla~rful purpose if such use is with the
knowledge and consent of the owner or while the aircraft is being
operated in violation of the regulations of the C.A.A. unless such
violation is made because of specific orders from a Base Commander or
Wing Commander of Civil Air Patrol or is unavoidable in the performance
of a Civil Air Patrol assignment.
N o r d o e s t h e p o l i c y c o v e r a n y l o s s o r d a m a g e c a u s e d b y, o r
resulting from:
(i)
The act of any enemy of the United States.
(2)
The insured or its occupants being shot at or bombed by any
p e r s o n w h a t s o e v e r.
M-I129
-3-
(3)
The participation of the aircraft or its occupants in actual
h o s t i l i t i e s . . . .
. : ~
.
(4)
I n s u r r e c t i o n , s t r i k e , r i o t ; o r ' ~ i v i l w a r.
7.
CASE OF ACCIDm T
As soon as possible af~er~ the occurrence of any accident, the
owner or the local CAP officer shall t~elegraph CAP National Headquarters
and Aero Insurance Underwriters and within 60 days should render a statem e n t s i g n e d a n d s w o r n t o b y t h e o w n e r, s t a t i n g i n d e t a i l t h e t i m e , c a u s e ,
and amount of damage. In the event of any accident to a1%v aircraft
i n s u r e d h e r e u n d e r, t h e o w n e r o r p e r s d n s l r e p r e s e n t i n g h i m s h o u l d p r o t e c t
the property from other or further lessor damage and no repairs should
be made on the damaged aircraft until report has been made to Aero Insuranc9 Underwriters and an adjuster has had an opportunity to examine
the extent of the damage.
8. SUMMARY
The statements contained in this memorandum are merely a summ a r y o f t h e t e r m s a n d p r o v i s i o n s o f t h e c r a s h i n s u r a n c e p o l i c y. T h e y
are not intended to cover in detail all of the exact terms, provisions,
or conditions but simply summarize the more important elements of the
p o l i c y. F o r t h e e x a c t d e t a i l s , r e f e r e n c e s h o u l d i n a l l c a s e s b e m a d e
to the policy itself.
By direction of National Commander JOHNSON:~
HENRY A. HAWGOOD
Legal Consultant
-i129
-4-