File #664: "WWII Office of Civilian Defense Civil Air Patrol GM-61 1942.pdf"

WWII Office of Civilian Defense Civil Air Patrol GM-61 1942.pdf

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Text

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V

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OFFICE OF CIVILIAN DEFENSE

Washin(^on, D, C,

CIVIL

AIR

PAT R O L

insurance

information

General Memorandiun No, 61

This Meraorandtmt supercedes GM 23, 24, 25,
43, and 44, which should be removed from
the

files

NATIONAL HEADQUARTERS

WASHINGTON, DECEfjlBER 6, 1942

M-3582

m

TA B I E O N T E N T S

SECTION !• GEMAL IMlg'QElMTIQN-PERTAINING TO AIRCRAJT,
ACCIDEM:, AM) LIABILITY INSURANGE.

Type of operations for which insTjre^nce coverage is

compiiisory and automatically secured . • ■ • •
How Ti^toen insurance coverage is autoinatica3J.y secured
Procedure for securing coverage for other types of. C,A.P
operations

1 and 2a

2a, 3, 4, 5, and'6

•••••••••*

Operations for vvhich insurance, is not available under
C , A , P.

policies

••••?•••

Specimen insurance forms and s"i5)plies . • • •
Payments of insurance premiums .•••••

Geographical boundaries and distance limits of insurance
coverage

•••••••••*

Voiding of insurance policies • f • • • • •
Notification in case of loss or accident • • •
Cancellation of insurance policies • • • •

SECTION 2. INSTRUCTIONS AI® PROCEDURE FOR PROPERLY SECURING ACCI

DENT. IIRCRIFT. AND LIABILITY INSURANCE} X OVERAGE
Qeneral Requiresients

.

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.

.

#



Procedure aiai forwarding of accident and aircraft appiliea«■«

tions



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t

^

^

Specimen Aircraft and Accident Application Forms

SECTION 3. AIRCRAFT INSURANCE - PERTINENT FACTS AND
REGUUTIONS .

Te r m

of

policy

,



.

..



.

Limit of insvirance

Payment
Aircraft

When

of

loss

covered

coverage

.











.

.







attaches







Limits of coverage to certain.C.A.P. flights
Crash or flight coverage . . • . • • •
Ground

coverage

,

.

•.,••••



Definition of aircraft and equipment . .
Definition of "In flight" . . • . • . •
Approved pilots • • • • • • •
Beneficiaries of the policy , . ...

M-3582

GM-61 SECTION 3 - CO^iTINUED
To t < 3 j .
Partial

loss









*
i
loss





.







12a
12b

Assignment
of
rights
of
rocovGry
13
Korsopowor limitations for assignment of aircraft to coastal
patrol
and
other
types
of
duty
,.••••
14C.A.A, horsopov/er rating for computing insurance premiums 15
SECTION ACCIDENT INSUBJxNCE - PERTINENT F4CTS
A J ® - R E G U L AT I O N S .

Term iof policy

1

Ta b l o
of
indemnities




Definition of the term "accident" •

2a, b, and c
3
4.

When covorago attaches . .
Exclusions
in
policy
....
Assignment of interest » • , ,
Change in beneficiary • . , ,
C . A . P. w o m e n fl y i n g o n C . A . P. o p e r a t i o n s

5a

and

b

6a

6b
7

S E C T I O N L I A B I L I T Y I N S U R A N C E - P E RT I N E N T FA C T S
AI€) REGUL'iTIONS.

Te r m
of
policy
,

,
1
Limit of liability coverage for aircraft and persons , 2a and b
Limit of liability covorago for property damage or destruction 2c
Coverage
of
policy
3
Aircraft

covured

When
Premium
Exclusions

Liability



coverage
cost

•,

and

of

insurers

4

attaches


5
6

cancellation

.



.

.

.

.

.

8a,

7

b,

c,

and

d

SECTION 6. AUDITS AMD RATS SCHEDULES .
1

Types
of
C . A . P.
operations
•••••••
Computation basis for insurance premiums • • .
Changing of rates • • . •
Accident insurance rates - coastal patrol and other »
Method of payment - through National Headquarters •
Method of payment - not throiigh National Headquarters

2a

and

b

3
4a and b
5a

5b

R AT E S C H E D U L E S -

Coastal
Coastal
Courier

Pipeline
Forest

Ta r g e t

Frontier

Patrol
Patrol
Stations

Base
Base
-

~
-

Coastal Patrol Duty ....
Auxiliary Service Duty *

Courier

and

Patrol

Patrol
Liaison

Miscellaneous

To w i n g
Patrol





6e

.

All Coastal Patrol Bases see Supplement to General Memorandum No. 61,
I

I

6c

6d

,
*



6a
6b

6r

6g

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OFFICE OF CIVILIAN DEFENSE

Washington, D, C,
Civil Air Patrol

National Headquarters

Washington, December 6, 1942
SUBJECT: INFQRIOTION AND PROCEDURE ON ALL C.A.P. COIJIPDLSQFLY INSURANCE.
TO; ALL C.A .P. COMMANDERS OF WINGS, BASES, AND STATIONS..
THE STATEMENTS CONTAIM IN T® FOLLOTING MEMORANDUM ARE MERELY A SUMMARY
OF THE TERMS AND PROVISIONS OF SPECIAL CIVIL AIR PATROL INSURANCE POLICIES.
SUOH STATEMENTS ARE NOT INTENDED TO COVER IN DETAIL THE EXACT TERMS AND PRO

VISIONS OF SUCH POLICIES. FOR EXACy DET
AILS REFERENCE SHOULD BE f4ADE TO THE

^ POLICIES THEMSEL
VES, COPIES OF WHICH WILL BE FURNISHED UPON REQUEST
.

SECTION 1. GENERAL INFQRfclATION PERTAINING TO AIRCRAFT, ACCIDENT., AND LIABILITY
INSURANCE -

1, All three types of insurance under the C,A.P. pplicies are com

pulsory on all aircraft, flying personnel, and passengers (other than member
of the. armed forces) taking part in all paid C.A,P. operations which are per
formed at the request of, and with funds furnished by, any federal or state
government of the United States or agency, unit, or department thereof, or

V J any war industry. Such insurance must be obtained regardless of what other

insurance may be in effect and no plane or personnel or passengers shall take
off until complete arrangements, have been made as-provided herein.
)

, 2, (a) Such insurance coverage is automatically available when

pr^oper procedure is followed ^ suoh C.A.P. operations are-performed at the
request of, and are paid for by, any federal or sta^e government of the United
States, or agency, unit or department thereof or the American Red Cross.

(b) Such insurance coverage, is. npt. automatically available for
paid operations performed for war industries. To obtain the required coverage
in, such operations,, special arrangements must be made with the insurance under7/riters through communication with C.A,r» National Headquarters.
w

(c) For C-.A.P. operations which are not paid operations therr
is no insurance coverage available under the C.A.P. policies.
3* Such compulsory insurance coverage is secured by following the

procedure set forth in Section 2 of this memorandum. Applications shall be

filled out prior to t^ first flight of aircraft, flying personnels gr pas
senger, except as indicated in the following paragraph.

4- Such coverage shall attach automatically upon the execution of
the application forms, providing such forms are forwarded immediately as pre
scribed in Section 2 hereof. At Coastal Patrol ai^ Frontier Liaison Patrol
\

r l -

Sectiom 1 - GM-61

BasGSj such coverage shall attach automatically from the time flight commcncGS
under orders from a C,A,P, officer having jurisdiction directing that the air

craft and flying personnel report for duty at the Base, providing the aircraft
owner or his agent and the flying personnel upon their arrival at the Base pro
perly comploto such insurance application(s) prior to the first flight after
such arrival,

5» On all insurance applications, indicate on reverse side, upper

loft hand corner (a) the base or station whore the mission takes p?.ace, (b)

the authorization or request number under which the mission is being porformod

(except at Coastal Patrol or Frontier Liaison Patrol Bases), and (c) if the
piano or personnel have boon transferred from some other baso or station, the
name

of

the

base

or

station

from

where

transferred.

w

6, On the face of each application, designate at the appropriate

space the insurance underwriters and the insuarnaco agent desired, A solo insurance agent should bo appointed to handle all insiu^ance at each base or
station*

7, (a) SpcclBcn application forms for all tj^es of insurance cov
erage will be forv;ardcd to you upon request, (b) Supplies of forms arc avail

able only when operations*are authorized by national Headquarters* (c) Anti
cipate your needs and request forms in ample time, but not until your opera
tions' are authorized by National Headquarters,

S, All computations for insurance costs should be made as set forth
in Section 6 at the rates specified therein. All chocks in payment of insurance

promiums should bo made payable to "Aviation Undei^writers Joint Account" and

such chocks should bo forwarded to National Headquarters - Attention Lt, H. A.

Hav;good, marked "Confidential'* (imless epccial arrangements to the contrary are
mado.vvith the Underwriters and your base or .station),

9, ■ All types of C.A,P, insurance coverage are in effect only for (a)

assigned aircraft, (b) C.A.P, assigned flying personnel, and (c) properly author
ized passengers (other than members of the armed forces), vmen such flying is
within the continental United States (including Alaska), one.hundred miles into
Mexico or Canada from the United' States interne.tional boundary .lines, between these

countries and v/ators adjacent thereto. In order to extend the geo raphical liralts^^^
special arrangements must bo made ^vith the insurers,

10, Insu3?anco coverage of all kinds v/ill be in effect v/ithout regard
to mileage limits at sea providing the mission is conducted under C.A.:^. opera
tions

orders.

11. (a) All insuranco coverage shall be void if the insured has

knov;ingly and intentionally concealed or misrepresented any material fact or cir-^
cuTs+ance concerning such insurance or the subject thereof or if the aircraft is

boi.^ij used for any unlawful piu'poso (if such use is with the knowledge or consent
of the insured) or being operated in violation of the regulations of C,A»A. or

C .A .P •

- a .

GIil-6l - Soctibn 1

(t>) No insurance losses or claims 'are covcTod when such loss

or claim is caused by or results from^^-(1) the -act of any enemy of the United

StatesI (2) the insured aircraft or its occupants being shot at or bombed by

any person v/hatsocvor| (3) participation in actual hostilities| (4-) insurrection, .
strike,

riot,

or

civil

war.



.



.

-

^

^ 12. {a) In case of loss or accident. C.AIp. National Headquarters as .
well as the insurance underwriter should be notified immediately • by telegraph
or

teletype.

(b) In the case of an aircraft'loss or damage, a written state

ment sworn to by the insured must'be rendered to the insurers within 60 days
after such loss or damage unless extended in v/riting by the insurers. The in
sured or persons representing him should protect such property from further loss .

^ ^ damage. Unless necessary in order to prevent further damage, tho-. aircraft
should not bo moved" nor repaired until a report-has-been made to theinsiirers
and an. adjuster has had an opportunity to examine the extent of such damage.

(c) A formal written notice of injury on which claims may be
based under personal accident coverage must be forwarded to the insurance uiMier^
Vi/riters within twenty days after the date of the accident. In case of death,
immediate notice must be given.

(d) A written, report of. liability claims must be forwarded to

the insurance urderwriters and also C,A.P. National Headquarters as soon as it is
reasonably possible after such notice has been sent by telegram. The insured
shall assist aiid cooperate whenever required by the insurers aiai shall not make
ai^ admission of liability either before or after the accident nor except at

his own cost incur any expense, make any payment, or settle any cLiim, nor interin any negotiations for settlement, or in any legal proceeding in respect
of aiy. injury or damage for which there is liability under the policy without
the written authority of the insurers',

13. Aircraft, accident, and liability policies can be cancelled by

the insurers by mailing a written notice to the Civil Air Patrol, National Head
quarters, 20 days prior to the date of canceliation.

W

-3-

Section 2 - GM-61

SECTION 2. INSTRUCTlOIJS AND PROCEDURE FCK PROPERLY SECURING ACCIDEI^IT. AIRCRAFT,
AND LIABILITY INSURANCE COVERAGE.
«

«



»











GEimAL



REQ.UIREt^NTS

w

1, Insurance under C»A.P. blanket policies for personal accident, crash, ground,
and liability coverage is available for PAID IjIISSIGNS ONLY*

2, GROUI^ID insurance coverage is only available for Coastal and Frontier Liaison w
Patrol assignments.

3, Information requested on application forms and as set forth herein must be
complete and procedure as set forth followed explicitly,

4., All" insurance applications must be completed and signed by the proper person(s)

prior to the first paid flight of any properly assigned flying personnel or air
craft for any Courier, Miscellaneous, Forest. Pipeline, or Target Towing assignments,''*^

5, ATI insurance applications must be completed and signed by the proper person(s)
after the arrival at the assigned base and prior to the first flight from the Base

of any properly assigned flying personnel or aircraft at any Coastal or Frontier
Liaison

Patrol

Base.

6, It is only necessary to forward application forms for flying personnel and

aircraft one time for each of the follo\7ing types of missions: (a) Coastal Patrol

(including all types of missions performed at a Coastal Patrol Base), (b) Frontier

Liaison Patrol, (c) Co^-urier and Miscellaneous, (d) Forest Patrol, (e) Pipeline
Patrol, and (f) Target Towing,

7» In the proper space on the accident and the aircraft applications it is neces
sary that the desired insurance underwriter and insurance agent is designated.

8, If printed forms are not available, type or hand print on paper of the same size
as re^T'Jlar application complete information requested on regular printed form and
follow procedure as set forth herein,

9, Anticipate needs and request forms from National Headquarters through commander
in charge of operations.
ACCIDENT INSURAiCE APPLICATIONS

10, Any pilot, member of the crew, or passenger, other than military personnel, who
engages in C.A.P. paid missions must fill out an original accident application
(form CK 130U).

11, Accident applications should be forwarded immediately in^original only and not
in

duplicate»

12, In space on accident application form (CK 18014-) for name of beneficiary, be
sure

to

state

GIVEN

NAIviE

and

not

married

niimc,

AIRCRAFT INSURANCE APPLICATIONS

13, Aircraft applications (form CAP-2 or CAP-4) sho'-ld be forwarded immediately in
Duplicate.

-4.-

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GM-61 - Section 2
%

14., Aircraft applications should show as "Applicaiit^*^ the' 6ime^ the aircraft and

"^""if person is acting for owner his name should also appear. Such application diiDuld
V^^^lso bo signed by the owner or person acting for the owners

15. Under "Engine—I^ke & H.P." - (form CAP.2 or CAP-4), specify CAA rating "Itai-

mum except take-off."

W'16, (a) When ownership of"aircraft is transferred, or (b) mission changes from one

type to another as set forth in paragraph 6 above, or (c) aircraft is transferred
from one Base to another, or (d) if estimated value changes substantially, it is
necessary to again complete arfflforward in duplicate application forms covering
such aircraft,

17. Aircraft applications, (form CAiP-2 or CAP-4) include crash a^ liability

insurance coverage. Gro\ind- insurance is, also included when available as set
forth in "General Requirements," paragraph 2,
»

.

.

.

.











*

PROCEDURE AMD FORWARDING OF ACCIDENT AND AIRCRAFT APPLICATIONS

1. . Accident and aircraft application forms should in all cases be forwarded ^ .
directly to National Headquarters, attention insurance Department, unless special
arrangements to the contrary are made with the insurance underwriters and the CAP
wing or station, in which case special instructions should be followed explicitly.
2. All accident and aircraft application forms forwai-ded to National Headqviarters
should, in side,
to
" the reverse additionupperinformation requested on the application form, indicate on
left hand corner, in ink or by typevrriter, the following
w information with respect to the type of mission or task to which personnel or
aircraft is assigned:

(a) If Coastal or Frontier Liaison Patrol assignment, indicate:-(1) type of as

signment, (2) name of base assigned, (3) if transferred from another base also in

dicate the- name of the preceding base assigned. Such applications shoi^d in all

cases be completed and signed after the arrival of such personnel ^ aircraft at ,
the base of duty but prior to the first flight after arrival and then forwarded im
mediately to National Headquarters.

(b)'If Courier or Miscellaneous assignment for Federal. State Goverment. or

Agency Thereof (including-all types of military missions), indicate:-(1) mme of
wing or station in charge of such operation, (2) "Request for Assignment" form

^W^number (example - 'Req. for Assign. No. 1) if such form was usedj otherwise indicate

National Headquarters Authorization number for such mission, (3) where mission
originates, and (4) agency or organization paying for such service. Such applica-ii. j
tion should be forwarded at once directly to National Headquarters from the wing or

station together with the "Request for Assignment" form when used.
(c) If Industrial Courier for War Industry assignment, special arrangements for
&oouring insurance coVeraffo must bo made through National Headquarters and special
^ ^ i n s t r u c t i o n s m u s t b e f o l l o w e d e x p l i c i t l y.

(d) If Forest or Pipeline Patrol or Target To^ving assignment, indicate:-(l) type
of assignment, (2) location whore such mission originates, (3) name of agency or
iorganization paying for such sorvice. Such applications should be forwarded from

^■^the wing office or station at once directly to National Headquarters.

OteUOXUil

••

UiVl

UJL

Form CAP-4 i, SPECIMEN-AIRCRAFTAPPLICA
TION FCEM (IM DUPLICA
TE)
C I V I L A I R PAT R O L

AERO insurance UNDERWRITERS, 111 John Street
associated AVIATION UHDERV/RITEi^, 90 John Street

r n

UNITED STATES AVIATION UNDERimiTERS, Inc., 80 John Street
NE"^ YORK, N.Y.

Applicant MUST check
group in which insurance

A P P L I C AT I O N F O R H U L L A N D L E G A L L I A B I L I T Y I N S U R A N C E

is

Application is hereby made for r

desired.

Ground and Crash Insurance f 1 Crash

Insm-ance Only- \ Legal Liability Insurance on the hereinbelow specified aircraft,
such insurance to apply only
for the Civil Air Patrol under
of and with funds furnished by
by any war industry and only

v/hile the said aircraft is being flown on active duty
Civil Air Patrol operations performed at the request
any government agency, by the American Re'd Cross or
while being flown by pilot members of the Civil Air

Patrol,

NMIE OF APPLICANT
ADDRESS OF APPLICANT .

Insurance required from noon on

Standard

19 _

War Time under special Aircraft Liability Policy No, C. A. P. 103 and Special
A i r c r a f t H u l l P o l i c y N o , C . A . P. 1 0 1 ,

The aircraft will be used in the following special mission
Applicant's insurable interest is that of
If aircraft is mortgaged state name of mortgagee
iddress of mortgagee

b
u
♦H

npaid balance,,

Type: Seaplane
Landplane
Flying Boat
Amphi hi an

Price

Seating
Capacity
excluding

!c
a
tfi
A
r

Purchased
New or Used

Ye a r
B u i l t

Date

Engine

A, 4.
Certificate Number

Make and Model No,

of

Purchase

Crew

M a k e a n d . 1 . P.

Paid

R e t a i l L i s t by Applicant

Prico (in
cluding

(including

Va l u e ( i n

extras)

eluding
extras)

extras)
1

i

;

Present
Estimated

!•
!

1, PUBLIC LIABILITY INCLUD
I N G L I A B I L I T Y T O PA S S S N G E P. S

of Bodily Injuries in respect of any one accident
or disaster not to excecd ^100,000 subject to a
limit of 350,000 for axy one person.

The Company's liability for damages in respect of
2, DAIvlAGE TO PROPERTY
OF OTHERS.

any one accident or disaster involving Damage to

Property, not to exceed $50,000,
(Continued on next page)
5-A ■

GM-61 - Section 2
«

' (Continued from page 5-A)

W

-

'

l/we, the undersigned, hereby declare and warrant that all of the p^ticulars and

answers given herein are true and complete in every respect -to the best of my/oui*

knowledge and belief, and that no material information has been withheld or
^^^uppressed and l/we agree that this application shall be.the basis of any contract

between mo/us and the Company and/or.Companies which may issue policies.

Dated

this

I

^day

of

hereby



'

t

19

L.'

appoint

Signature

Name of Insurance Agent

of

'

Address

Address of Agent
to receive commisi^on earned on this insurance.

NO. 2. SPECIIviEN-ACClDgi^ APPLICATION FORM (ORIGINAL Ol^Y)
AMtO INSIjRAICE UlDiKimxTEEiS, lH John Street

ASSOCIATED AVIATION UNDETOmiTEi^, 90 John Street
UNITiD STaTES AVIATION UNDERMITERS, Inc., 80 John Stireet

NEl'/ YORK, N. Y
.

I hereby apply for enrollment for aviation accident Applies MUST
[Applicant

3hech
i n s u r a n c e u n d e r a v i a t i o n a c c i d e n t p o l i c y i s s u e d t o 3 h e c h j group in
ch
C i v i l A i r P a t r o l o f U n i t e d S t a t e s G o v e r n m e n t b y t h e wwhhi ic h ; i n s u r a n c e
above

Insurance

Underv/riters•
Date

My
My

full
Present

name
Re

Si-dent

is

of

Place

Birth
name

.

Address of Agent Signature

to receive commission earned on this insurarce.

Form

CK

ISOU

'

.

of

Birth

Day, month, year State or Country
Address is ••

In
event
of
my
death
(Full
covered under policy (Address
proceeds shall be paid to (Relationship
I hereby appoint
Name of Insurance Agent
of
^


i s dd e s i r e d .
<

is

;

Section 3 - GM-61

SECTION 2' AIRCRAFT INSURAi^E P E R T I l f fi N T FA C T S R E G A R D I N G S P E C I A L A I R C R A F T H U L L I N S U R A N C E P O L I C Y

Ai® REGULATIONS AS SET FORTH BY NATIONAL HEADQUARTERS PERTAINING THERETO:

1. Term of policy - June 1, 1942 to June 1, 194-3
2# Amount of insurance applied to each aircraft shall not exceed the
actual cash value of the airc^raft,or the "present estimated value" shown on the

application>or ^30,000.
3. Loss to be adjusted with and payable to the individ^ial owner(s) and

mortgagee(s) of the aircraft insured. For "notice" in case of loss, see Section
1, paragriiph 12.
4# Aircraft covered - Aircraft having valid "C" or "NC" certificates
issued by C.A.A. which are owned by private interests and operated under C.A»P.
operations orders.

5. When coverage attaches - See Section 1, paragraph 2,

6, Coverage aval'aM? only on certain Civil Air Patrol flights - See
Section 1, paragraph 2.

(a) FLIGICT C^'^AGE - available to all Bases and Stations per
forming paid missions. Provides coverage against;
All physical loss or damage to the aircraft while in flight caused by:Fire, lightning,,self-ignition or explosion only v/hile in flight

or ifollov/ing crash, including damage to the airci-df": "Avring flight due
to collision with the ground, water or other object,?/ '>:• dae to sbiaaddng
or sin]:ing or towing following a forced landing on i7att>r or to water
damage arising from flight. If the aircraft takes off and is missing
and not reported for sixty days, it shall be deemed to have been lost
due to a risk covercd by this coverage.

(S) '-^QUi^ COVERAGE - available to Coastal Patrol and Frontier
Liaison Bases only - (Not available for other types of missions.) Provides
coverage against:
All physical loss or damage to aircraft while not in flight caused

(a) fire, lightning, explosion or self-ignition, (b) tornado,
cyclono, windstorm, earthquake, flood, hail, sleot, snow or thecoIL^so

of a hangar, shop or other similar structure, (c) theft, robbory, or

pilferage except by any person in the insured's household or employment,

including damage done by thieves, (d) collision between the insured air
craft and any other aircraft, vessel, vehicle, building, or other jbject whether owned by the insured or not, while the aircraft is on an
-6-

GM-61 - Soction 3

e s t a b l i s h e d a i r p o r t o r l a n d i n g p l a c e o r. e l s e w h e r e o n t h e g r o u n d o r

water following a forced landing, (e) any accident to any conveyance
in or upon which the aircraft when properly dismantled and prepared
for shipment is being transported,
B. The term "aircraft" shall moan:- any licensed landplane, sea-

piano, flying boat, amphibian, or autogiro, specifically described in applica
tion form CAP-2 or CAP-A and shall include:- engines, propej-lers, propeller

hubs, operating and navigating instruments, radio equipment usually attached
thereto, and tools and repair equipment therein which.are standard for the make
and type of aircraft.

"Is ^'light" shall be deemed to be the period of time commencing

with the actual take-off run and continuing until the aircraft has safely com
pleted its landing run,

10, Approved Pilots - Any certificated private or commercial pilot or
military pilot approved by a Wing Commander, Base Commander, or by National
Headquarters of the Civil Air Patrol,

11, The policy applies for the benefit of the legal o^mor or mortgagee
of each individual aircraft as shovm on the application,

12, (a) Total Loss - (a) The companies* liability shall not excocd the
amount of "present estimated value" as set forth in the application form (or the

cash value of the aircraft) less depreciation at an annual rate of 20^ on new air
craft (not more than 2 months old at the time the aircraft originally attached
under the policy) and 15% on used aircraft. (b) In the event of a total loss
while "in flight" there will be deducted from the detorminod claim an amount

equivalent to 10^ of the claim, less the total amount of premium already earned
under the policy on that aircraft. In the event of a total loss ¥hile not "in

flight" the dodiiction will be 3^ (less premium earned).
(B) Partial Loss - When repairs are made by tho insured, payments

made by the insurers are limited to the actual cost of parts and replacements

^, plus the actual cost to tho insured of labor plus 50% without rjiy further allowance for ovorhead or overtime, ?/hen tho repairs cxo iiade by othor than tho in
sured, payments are limited to the actual cost as evidenced by bills rendered

to the insured less any discounts granted to the insured, Tho cost of trans

porting new or damaged parts or the damaged aircraft to place of repair shall
be limited to the least expensive method of reasonable transportation, except
in Alaska and Canada v/here the cost shall not exceed \5$ of the determined claim
and in Mexico v;here it shall not exceed $500

The value of any substitute engine (s) shall not exceed the value

of the engine(s) originally installed unless the policy is specially endorsed.
^ 13. The insurers may require from the insured an assigmient of all
^ rights of recovery against any party for loss or damage to the extent that pay
ment is made by the insurer.

- 7 -

Section 3 - GM~61

14,. No aircraft of less than 90 horsepower will fly coastal patrol

duty and no aircraft more than 90 horsepower can be assi{5ned to a coastal patrol
base for auxiliary service duty or to any other type of operation unless other
wise specifically authorized in writing by National Headquarters.

15* In computing insurance premiums under the Hourly Rates and Stand
by Allowances Schedules for all coastal patrol bases and other stations, the
muiii except take-off horsepov/er as recorded by the Civil Aeronautics Authority
shoiold be used. If the horsepower of any aircraft exceeds 44-5> special arrange
ments must be made in advance for insurance premiums and hourly allowances.

a-61 - Section 4-

SECTION Ly ACCIDENT INSURAIICE PERTINENT FACTS REGAEDING SPECIAL BLANKET AVIATION ACCIDENT POLICY
AND REGULATIONS AS SET FORTH BY NATIONAL HEADQUARTERS PERTAINING THERETOs-

1. Tei^ of policy - June 1, 1942 to June 1, 194-3.
2, (a) Table of Indemnities
In the event of loss, within
90 days from the date of ac
cident, of -

The Indemnity will ^

$3,000.00
^3,000.00
13,000,00
$3,000,00
$3,000,00
$3,000,00
$1,500.00
$1,500,00

L i f e
Both Hands or Both Feet

Both Eyes
One Hand and One Foot

One Band and One Eye
One Foot and One Eye
One Hand or One Foot

One Eye

(b) Loss shall mean with regard to hands or feet, dismemberniont

by severance through or above the wrist or ankle , joint and with regard to eyes
entire and irrecoverable loss of sight.

(c) Injuries which shall require treatment, hospital charges, and
nurses' fees, within 26 weeks from the date of tho aviation accident shall bo a

valid claim up to an amount rot exceeding tho sum of Five Hundred Dollars (^>500.00),
3. The term "accident" shall mean an accident causing death or bodily,

injxiries to a person while flying as a pilot« member of the crew, or passenger,

other than member- of the armed forces, of a C.A.P. aircraft and includes (a)
bexng run down or struck by any landing, taking-off, or taxiing aircraft, or the
moving propeller, of any aircraft, or (b) drowning or exposure while awaiting
rescuD as a direct result of a forced landing of an aircraft. '

Such insurance applies only to flying personnel and only when par

ticipating in operations performed under Civil Air Patrol orders in connection
with missions set forth in Section 1, paragraph 2(a) and 2(b).
4.. When coverage attaches - See Section 1, paragraph 2,
5. Exclusions (a) Geographical, See Section 1, paragraph 9.
(b) Insurance under this policy shall not cover hernia

nor shall it cover suicide or any attempt, nor shall cover

injury, death, or other loss caused directly or indirectly,

wholly or partly (1) by bacterial infections (excepting
pyogenic infections ^which shall occur tiirough an accidental
cut or wound sustained in an aircraft accidcnt) or (2) by
-9-

Soction 4 - GM-61

any other kind of disease, or (3) injury sustained by . .
being shot at or bombed or (4) participation in actual
hostilities, or (5) by act of any enemy of the United
States.

6» (a) No assignment of interest under this policy shall bo binding
upon the insurers unless and until the original or duplicate thereof is filed
v/ith the insurance underivriters,

in writing*

(b) No change in beneficiary can be made unless such notice is
7, (a) No C.A.P, women are permitted to be assigned as flying per

sonnel at any coastal^patrol or frontier liaison base and, therefore, no acci

dent insurance ia available, (b) Accident insurance is available to v/omen in
other C.A.P. operations, hovrcvcr,. unless the assignment of women to such other
operations is prohibited.

- 1 0 -

GM-61 - Section 5
W
SECTION 5. LIABILITY INSURANCE PERTINEOT FACTS. REGARDING SPECIAL AIRCRAFT LIABILITY POLICY AND RE-

GUUTIONS AS SET FORTH BY MTIOHAL HEADQUARTERS PERTAINING THERETO:-

1. Term of policy - September 2, 1942 to September 2, 194-3.
2. Coverage provided:

(a) Public liability for bodily, injuries (or death), not to exI ; one person,
ceed 1100,000,00 in any one accident, subject to a limit of $50,000.00 for any
^
(b) Passenger liability coverage to same limits.'provided that

the aircraft in question is operated by a pilot who has had a minimtim of 150
solo flying hours of which at least 50 hours shall have been cross country time,
10 hours of which have been flown within the prior six months-.

(c) Coverage for damage or destruction of property of every de
scription (excluding any liability for damage to or destruction of any aircraft

or property carried therein which is caused by the pilot of such aircraft).
Liability for damages in respect to any one accident or series of accidents
arj-sing from one' and the same cause shall be limited to the actual value of the
property damaged or the actual cost of its suitable repair but shall not in any
event exceed 150,000,00
3. This policy insures the follo'ving;(a) Civil Air Patrol of the United States Government.

(b) Each officer or employee of C.A.P, while engaged in his
assigned duties,

(c) The owner of each aircraft within the scope of the policy,
(d) Each pilot member of C,A,P, operating an aircraft properly
insured under the policy,

(e) The employing agency.
(f) Each passenger and crew member riding in such aircraft.

Such coverage to apply only to persons operating on proporly authorized C.A.P, missions under C.A.P. operations
orders.

4. Aircraft covcred - Any "C" or "NC" certificated aircraft operated
by a C.A.P, pilot under C.A.P. operations orders.
5. When covordge attaches - See Section 1, paragraph 2,

6. Premium cost is computed at the rate of $,10 per flying hour per

aircraft and is included in the rates set forth in Section 6, paragraph 6, hereof,
_ 7 . E x c l u s i o n s a n d C a n c e l l a t i o n - S e e S e c t i o n 1 , p a r a g r a p h s 11 a n d 1 3 .

Liability of the insurers; (a) The insurers will defend any suit
-11-

Scction 5 - Gr/i-6l

against the insiircd even if groundloss to rccovor damages on account of injuries
or property damage as provided in the insiiranco agreement and will pay all court
costs in any such suit, including the promimns on attachments or appeal bonds
raquirod, and all interest accruing upon such judgment in any suit up to the

date of tho payment or tender to the judgment creditor, or his attorney, of the
amount for v^hich tho insurers arc liable.

(b) Insurers will pay all expenses incurred in providing such
surgical relief as is imperative at the time of the accident and all other costs
and expenses incurred by the insured with the written consent of the insui^ers.

(c) The insurers will investigate accidents reported under this

policy and v/ill negotiate and make such settlements as the insurers may deem
expedient.

(d) If there be other insurance against a loss covered by this
policy, the insurers shall be liable under the policy only for their propor
tionate share.

«12-

GM-61 - Section 6

SECTIQH 6. AUDITS AW RATE SCKKDTTT.F.S,

1. There are six different types of operations performed by Civil
Air Patrol for which the insurance premium cost is computed at different in
surance rates. These different types of operations are;
(a) Coastal Patrol
(b) Courier and Miscellaneous

(a) Pipeline Patrol
(d) Forest Patrol

(e) Target Towing
(f) Frontier Liaison Patrol
2. (a) All premium charges for insurance coverage under C,A.P.
policies, mth the exception of ground insurance for coastal patrol bases, will
be computed on a flying hour basis,

(b) Ground insurance for coastal patrol and frontier liaison
patrol bases is computed on a per diem basis.
3. All rate schedules as set forth in this memorandum are subject
to change. The increase or decrease of insurance charges will not in itself

affect or bear any relationship to amounts made available for operation, main
tenance, or depreaiation»

A* (a) Coastal Patrol Service The rate schedules with respect to accident insurance premiums
is for the entire aircraft and the same insurance charge v/ill prevail whether
there are one or two occupants,

(b) Other types of operations The fate schedules with respect to accident insurance pre

miums for missions other than coastal patrol are based on a charge per person

(other than members of the armed services) at the rate set forth in the
schedule,

5. (a) Method of payment clearing through National headquarters.
Vouchors which are submitted will include all charges for
insurance premiums. Arrangements should be made betv/een the Base Commander,
Wing Commander, or Commander in charge of operations and the aircraft owner or
his agent for the payment of all insurance premium costs. This should be done
before checks in payment of hourly allowances are turned over. Such payraent
can be made by obtaining the personal check of the person(s) involved or one
check forwarded by the Base Commander, Wing Ccitmander, or Commander in charge

of operations covering such premium payments from funds previously deposited
by such person(s). For proper preparation of checks see Scction 1, paragraph
8 .

-13-

I

Section 6 - GM-61

(b) Method of payment not clearing through National Headquarters:-

In all cases where payment of vouchers is effected by for
w a r d i n g s u c h v o u c h e r s d i r e c t l y t o t h e e m p l o y i n g a g e n c y, o r g a n i z a t i o n , o r p e r -

son(s) for whom such operation is being performed, special arrangements as to
procedure should be made after informing National Headquarters of the pertinent
facts surrounding such operation,

6. RATE .^HiTCnTT^.F.q - for various types of missions.
(a) COASTAL PATROL BASES - COASTAL PATROL DUTY;-(Also ':e3 "Supple
ment for Coastal Patrol Bases") These rates prevail if the
base has appointed a Sole Insurance Agent who has agreed to
a reduction in commissions.

Crash

&

Liability

Ins,

^Accident

Ins,

To t a l

Ground

Ins.

H.P. Class (per hr. basis) (per hr. basis) (per hr. basis) (per diem basis)
90-120

$

125-165
175-220
225-245
250-295
300-345

2.025

$

0.45

$

2,A75

$

0,405

2.A75
2,925
3.60
4.50
6.75

0.A5
0.45
0,45
0.45
0.45

2.925
3.375
4.05
4.95
7,20

0.495
0.585
0.72
0,90
1.35

350-395

8,10

0.45

8.55

1.62

400-445

9.45

0.45

9.90

1.89

*Per aircraft, v/hether one or two occupants of the airplane,

(^) COASTAL PATROL dASES - AUXILIARY SERVICE DUTY:-These rates pre
vail if the base has appointed a Solo Insurance Agent who has
agreed to a reduction in commissions.

C r a s h & L i a b i l i t y I n s . - J t A c c i d e n t I n s , To t a l G r o u n d I n s .
H . P. C l a s s ( p e r h r. b a s i s ) ( p e r h r. b a s i s ) ( p e r h r. b a s i s ) " ( p e r d i e m b a s i s )
50-60
65-75
80-90

^

0.428
0.54
1.103

$

0 . 11 3
0 . 11 3
0 . 11 3

I

0,541
0.653
1.216

^

0.135
0.18
0.405

*This rate assumes that pilot is only occupant of plane. For each additional

occupant (except members of the armed services) increase rate !i^0.113 per hour.

- u -

GM-61 - Scction 6

(c) COURIER STATIONS - COURIER AND MISCELLANEOUS MISSIONS
P.

Class

'50- 60

Crash & Liability Ins,
( p e r h r. b a s i s )
$

^Accident

^

-0.475

80-120

125-165
175-220
225-245
250-295
300-345
350-395
400-445

( p e r h r. b a s i s

^ 0.60

0,125

0.725

0,125
0.125
0,125
0.125
0.125
Oel25
0.125
0.125
0.125

0.60
1.225
1.475
1,725

65- 75

To t a l

Ins,

( c e r h r. b a s i s )

2,10

2.60
3.85

4.60
5.35

1.35

1.60
1.85
2.225
2.725
3.975

4.725
5.475

*11his rate assumes that pilot is only occupant of plane. For each additional oc

cupant (except members of the aimed services) increase rate i^0»lZ5 per hour.
(d) PIPELIHE PATROL;H,

P,

Class

50- 60
65- 75
80-120

125-165
175-220
225-245
250-295
300-345
350-395
400-445

Crash & Liability Ins,
( p e r h r. b a s i s )
^

^Accident

$

0,662

Ins.

To t a l

( p e r h r. b a s i s ) ( p e r h r. b a s i s )

0.85
1.787
2.162
2.537
3.10
3.85
5.725
6.85
7.975

$ 0.8/r9

Ovl87
0.187
0,187
0.187
0.187
0.187 .
0.187
0.187

1.037
1.974

2,349
2.724

3.287
4.037
5.912

0.187

7.037

0.187

8.162

-x-This rate assumes that pilot is only occupant of plane. For each additional oC'

cupant (except members of the armed services) increase rate ^0.187 per hour.
(e) FOREST PATROL;H , P. C l a s s

50- 60
65- 75
80-120

125-165
" 175-220
225-245
250-295
300-345

^ 350-395
400-445

Crash & Liability Ins.
( p e r h r. b a s i s )

^Accident

Ins,

To t a l

(per lir. basis I (per hr. basis)
0.166

I 0,766

0. r.66
0 1^6

^

0,60
0,767
1.60

Oe933
1, '^66
2 0^9

0. ,'.^ro

2,266
2.766
3.433
5.10
6.10

0J66
0,166
0,166
0.166
0.166

7.10

0.166

2,.^32
2,932
3.599

5.266
6,266
7.266

•HThis rate ass\:imes.that pilot is only occupant of plane. For each additional oc

cupant (except members of the armed services) increase rate ^0.166 per hour,
-15-

i
1

Section

6

-

GM-61

—.

(f) TARGET TCTJING:H.

P.

class

Crash

&

Liability

Ins.

^Accident

Ins.

To t a l

( p e r h r. b a s i s ) ( p e r h r. b a s i s ) ( p e r h r. b a s i s )
5065-

60

$

'O.SS

75

80-120
125-165

'2,35
2,85

175-220
225-245
250-295

300-345

$

0.25

1.10



7.60

1.10
1,35

0,25
0.25

2.60
3.10

0,25
0,25
0.25

'

3.35
4.10
5.10

350-395
400-445

$

0.25

3.60
4.35
5.35

0,25

9.10
10,60

7.85

0.25
0,25

i
9.35
10.85

*This rate assumes that pilot is only occupant of plane. For each additional oc

cupant (except members of the armed services) increase rate $0,25 per hour.
(g) FRONTIER LIAISON PATROL:-Those rates prevail if the base has
appointed a Sole Insurance Agent who has agreed to a reduction
in commissions,

H . P, C l a s s C r a s h & L i a b i l i t y I n s , * A c c i d e n t I n s . To t a l G r o u n d I n s .

(per hr. basis) (per hr. basis) (p-.r hr. basis) (per diem basis)

50- 60

$ 0,54

$ 0,15

• ^ 0,69

$ 0,135

65- 75

0.69
1.44
1.74
2,04
2,49
3.09
4.59
5.49
6.39

0.15

0,84

0,15
0.15

1.59

0,18
0,405
•0.495
•0,585
0,72
0.90

80-120

125-165
175-220
225-245
250-295
300-345
350-395
400-445

0,15
0,15
0,15

0,15
0.15
0,15

1,89
2.19

2,64
3.24
4.74

5.64
6.54

1.35

1,62
1.89

*This rate assume that pilot'is only occupant of piano. For each additional oc

cupant (except members of the armed services) increase rate $0.15 per hour.
By direction of National Commander JOHNSON;

' RICHARD S. WOLFEf/
First

Lieutenant

. Army Air Forccs

-16M-3582